Beacon Infinite Card
📍 Cayman Beacon Bank 🇰🇾
Issuer | Regulated by CIMA
Grand Cayman, BWI
77 West Bay Road, Seven Mile Beach, Grand Cayman KY1-1205
Mary Street, George Town
5x Points
On dining, flights, and hotels booked through Beacon Travel.
3x Points
On all other travel & everyday purchases worldwide.
2x Points
On everything else — no caps, no categories to track.
Points transfer
1:1 to 20+ airline & hotel partners (Delta, British Airways, Marriott, Hilton).
Unlimited Priority Pass
Access 1,300+ lounges worldwide + 4 guest passes per year.
$200 Annual Hotel Credit
On prepaid Beacon Infinite Hotels bookings.
Elite Car Rental Status
Hertz Gold Plus Rewards, Avis Preferred, National Emerald Club.
$300 Annual Travel Credit
Automatically applied to flights, hotels, ride share, and more.
Trip Cancellation/Interruption
Up to $10,000 per trip · $20,000 per year.
Cell Phone Protection
Up to $1,000 per claim (deductible $50) when paying monthly bill.
Purchase Security & Return Protection
90 days against damage/theft; 90 days return guarantee up to $500/item.
Extended Warranty
Adds 1 extra year on eligible warranties (up to 3 years).
| Benefit | Beacon Infinite | Competitor Premium (e.g., Chase Sapphire Reserve®) |
|---|---|---|
| Annual Fee | $695 | $695 |
| Travel Credit | $300 annual | $300 annual |
| Lounge Access | Unlimited Priority Pass + guest passes | Unlimited Priority Pass |
| Points on Dining & Travel | 5x / 3x | 3x / 3x |
| Points on Other Spend | 2x | 1x |
| Hotel Credit | $200 annual | None |
| Cell Phone Protection | $1,000 per claim | $800 per claim |
Hard-to-get dinner reservations, event tickets, travel planning — just message or call. No request too complex.
Why Beacon Infinite?
- ✓ Highest earn rate on dining & travel
- ✓ No foreign transaction fees
- ✓ Metal card design with weight and prestige
- ✓ Transferable points — never expire
📋 Eligibility & Rates
- Credit score: Excellent (740+)
- Income requirement: $100k+ annual
- APR: 17.99% – 24.99% variable
- Balance transfer fee: 3%
- Foreign transaction fee: $0
Laser-etched beacon logo, gold inlay, and weighted premium feel. Arrives in a luxury presentation box.
Apply for Beacon Infinite
Experience infinite rewards, unlimited lounge access, and a dedicated concierge.
Credit check required. Instant decision for qualified applicants.