Banking built for
entrepreneurs.
📍 Cayman Beacon Bank – Business Division 🇰🇾
Headquarters & Business Banking Center
Grand Cayman, BWI
77 West Bay Road, Seven Mile Beach, Grand Cayman KY1-1205
Mary Street, George Town
Business Checking +
Unlimited deposits, free online bill pay, mobile check deposit, and integrated accounting tools (QuickBooks, Xero).
High-Yield Business Savings
3.75% APY on all balances (up to $500k). No minimum balance. FDIC/CIMA insured.
Beacon Business Infinite Card
2% cashback on all purchases, employee cards at no cost, $0 foreign transaction fees.
Payment Processing
Accept cards online, in-store, or mobile. Next-day funding, no long-term contract.
| Financing Product | Amount | APR Range | Term | Ideal For |
|---|---|---|---|---|
| Business Line of Credit | $10k – $100k | 8.99% – 18.99% | Revolving | Inventory, payroll, cash flow gaps |
| Term Loan | $25k – $500k | 7.99% – 15.99% | 12–60 mo | Equipment, expansion, renovation |
| SBA / CIMA Guaranteed Loan | Up to $350k | 6.99% – 11.99% | 60–120 mo | Startups & established businesses |
| Invoice Factoring | Up to $250k | 1.5% – 3.5% / month | 30–90 days | B2B businesses with slow payers |
| Feature | Traditional Bank | Cayman Beacon Business Suite |
|---|---|---|
| Monthly Fee | $15 – $25 (hard to waive) | ✓ $0 (waived easily) |
| Free Transactions | 50–100 | ✓ 200 included |
| Savings APY | 0.05% – 0.25% | ✓ 3.75% |
| Card Processing Rate | 2.9% + $0.30 | ✓ 2.6% + $0.10 |
| Business Credit Pre-approval | 5–7 days | ✓ 24 hours |
| Accounting Integration | Limited | ✓ QuickBooks, Xero, Wave |
Free invoicing software
Create & send professional invoices, track payments, accept online payments directly.
Multi-user access
Add up to 10 team members with custom permissions (view, approve, transfer).
Business analytics dashboard
Real-time cash flow insights, spending categories, and tax-ready reports.
Positive Pay fraud protection
Match checks and ACH debits to prevent fraudulent transactions.
$0
Essential Plan
- ✓ 200 free transactions/mo
- ✓ 3.75% APY savings
- ✓ Free invoicing
- ✓ 2 users included
$29/mo
Professional Plan
- ✓ 1,000 free transactions
- ✓ 3.75% APY savings + bonus
- ✓ Priority support
- ✓ 10 users + advanced reporting
- ✓ Reduced card rate: 2.4% + $0.10
Contact us
Enterprise
- ✓ Custom transaction limits
- ✓ Dedicated relationship manager
- ✓ API access
- ✓ Same-day ACH & wires
2% unlimited cashback on everything
No annual fee for first year ($99 thereafter). Employee cards free. Travel & purchase protections included.
📝 Open your Business Suite in 4 steps
Tell us about
your business
Verify identity
EIN & ownership docs
Fund account
as low as $100
Start banking
same day access
🏆 Why Beacon for Business?
- ✓ CIMA regulated — trusted partner
- ✓ 24/7 business support hotline
- ✓ Free wire transfers (incoming)
- ✓ No minimum balance requirements
📄 Business Eligibility
- Any legal business structure (LLC, Corp, Sole Prop)
- EIN or SSN for sole proprietors
- Minimum 6 months operating history (waived for startups with plan)
- No personal guarantee required for established entities
Start growing your business today
Join thousands of entrepreneurs who trust Cayman Beacon for their business banking.
No commitment. Free business consultation available.